Over the years I have done some price comparisons, but I was never willing to change agents to save a few dollars. I really, really like my insurance agent...well, his whole staff. They are all very customer friendly. So, I never changed even to save money.
Imagine my irritation when I called to change our apartment number on our policies and was told that StateFarm no longer writes renters policies for my apartment complex! I calmly explained that I was not trying to buy a policy, just change my apartment number. The girl I talked to was nice, but no help, so I asked to speak to my agent.
He called me back and knew the issue and was very apologetic and upset with/for me, but explained that StateFarm had changed it guidelines back in February and my apartment complex was disqualified from be written policies. Though he was nice, basically he could do nothing for me.
I explained that if I have to buy renters insurance from someone else, I certainly would not be leaving my auto insurance and IRA with StateFarm. My agent said he hated that I would leave but understood why I felt that way. He said he was equally frustrated by the new guidelines. Oh, really, did the new guidelines just make you non-compliant with your apartment lease? I don't think so.
I am most irritated that I received no notification of this. Basically, I don't have renters insurance as of yesterday. Actually, I am pretty sure that StateFarm cannot cancel my policy without notice, but I am not even going to argue or fight with them. My apartment manager is really nice and understanding and is giving me time to find another policy.
I sent an email to the CEO of StateFarm, but I doubt I will hear back. Why would they care about losing one policy holder? So, I am shopping. I don't care if my insurance policy costs more...when I find someone that will write me a renters insurance policy, I am moving my auto insurance to them as well. I got a quote on line and an agent from Farmers has already called me. I have had Farmers in the past and was happy with them.
And my IRA will got to my bank, credit union or Fidelity, who handles my 401k.
Screw you, State Farm!
On a happier note, Hubby got out of the hospital on Monday afternoon and he is doing fine. He is taking it easy so his ankle will heal up. He wants to be unpacking and moving stuff around, but I am trying not to let him.
I need to go to Aldi this weekend. I really miss it as I have not been in quite a while!